Hail Damage Insurance Roof Claim Do’s and Dont’s
If you need assistance with a hail damage insurance roof claim then you should check this “Hail Damage Do’s and Don’ts” list before making any moves. If your home has been damaged by hail with visible marks and indentations or holes on your roof then your home can be at further risk of damage due to exposure to the elements. If this is the case, there are some things you need to consider and KHR Restorations is here to help answer your questions as well as help you navigate the insurance claim process to help you get approved and our services covered so you can have your home back like new.
Many insurance policies will limit the amount of time you have to claim so don’t wait until there is water dripping from your roof before you give us a call. Waiting for more visible or worse damages can lead to other problems like flooding, mold or a collapsed roof. If you wait until this happens it may be too late if the damages were a result of a past storm which you failed to have inspected and addressed.
If you fail to act properly after a hail storm it can really end up costing you a lot in the long run like repairing unknown or new damages as a result of overlooking the damages from the hail storm. They may seem minor to the naked eye but unless you have a trained professional come verify the extent of damages or underlying issues then you cannot be so sure. In these situations its always better to be safe than sorry.
DO get a copy of your homeowner’s insurance policy – Read this policy carefully to make sure you know what coverage you have and how to file it properly. If you do need to file a claim, make sure you have a copy in hand which states what you are entitled to.
DON’T navigate the insurance claim process by yourself – Not only is it not advisable for someone with no experience to try and file their claim on their own but its also very stressful and time-consuming. Additionally, its common for insurance companies to low-ball or deny customers to keep their costs down. If you choose a restoration contractor like KHR Restoration, we will help you file the claim and make sure you have all the evidence and information I needed to improve your odds for approval.
DO get a professional inspection by a storm restoration contractor – Having the right contractor help build your claims case and give you a second opinion will greatly improve your odds of approval and also avoid being low balled with a certified estimate by a restoration professional like us.
DON”T call your insurance company first – No matter what you do, do not call your insurance company until you have more information to provide like how extensive the damages are and a quote from at least one contractor. This will prevent your claim being filed to cover fewer costs than the job will actually require.
DO choose an experienced and licensed restoration contractor – When you choose KHR Restoration you are getting more than just a company that will repair your damages, we will help you with the insurance claim, can even remodel or reroof the project for you. We are licensed and certified preferred contractors by Owens Corning and also have restoration certifications like the IICRC Water Damage Restoration Technician (WRT) and IICRC Applied Structural Drying Technician (ASD).Give us a call today for a free quote (757) 606-9700, contact us here or send us a message on Facebook.